Housing Counseling

http://www.restreportmatters.com/

(877)-737-8440

Consider this: Every single person that has applied for a loan modification has done it the exact same way. They’ve sent in information about themselves. Their hardship letter, their paycheck stubs, their tax returns, their application… all things that paint a picture that they hope the bank will view as being qualified for a loan modification.
Using The REST Report, when applying for a loan modification represents a fundamental change in how you approach and negotiate with your bank or mortgage servicer, because instead of only submitting information about you and your situation, you’re also submitting information about the investor that owns your loan and how that investor will come out financially under various loan workout scenarios… as compared with the costs that investor will incur when foreclosing on your property.
The REST Report is generated using a Loan Disposition Analysis Platform, which is a type of software platform used by banks to analyze the potential outcomes of loans that they expect will not be paid as originally agreed.

Call (877) REST-440 or (877) 737-8440, or email us at requestreport@restreportmatters.com.

Loan Modification

The secret to our success has been the commitment to our core values, strong ethics and our No Up-Front Fee policy. We know that if a mortgage payment could be lowered, an interest rate could be reduced, or a balance could be forgiven, Our Mortgage department staff is just the team to do it. We are truly devoted to removing the stress of homeownership in a down economy one household at a time. We continue pushing the No Up-Front Fee policy and are ready to help those in need.

Our service provides homeowners facing financial hardship a step by step process to get their finances back on track so they can save their home and keep their American dream.

Your Options
Most lenders will consider one of the following options to quickly bring a loan current, out of foreclosure and the homeowners out of a hardship. Our list of services includes but is not limited to:

•1 year to Life of Loan Plans
•Re-Payment Plans
•Forbearance Plans
•Trial Payment Plans

Foreclosure Prevention

We offer housing counseling services to assist homeowners throughout the state who are experiencing financial hardships and struggling to meet their mortgage payments. Certified housing counselors will help consumers understand their mortgage rights and discuss possible alternatives to foreclosures.

Pre-Purchase Housing Counseling

Residents who are considering purchasing their first house can benefit from attending a homebuyers educational course. New home buyers can attend a pre-purchase workshop to understand the home buying process, determine how much home they can afford, learn what lenders are looking for, and how to manage the costs of homeownership.

Reverse Mortgage Counseling

Homeowners who are over the age of 62 and have equity in their home may be able to tap into that equity through a reverse mortgage. A reverse mortgage, otherwise know as a Home Equity Conversion Mortgage (HECM) is a loan that can be taken out on your home but requires no payments on the loan until the last homeowner either sells the home, dies or otherwise leaves the home. Details of these loans are complex, and counseling is required before a homeowner can even apply for a reverse mortgage.

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